Govender Law is an expert legal firm with years of experience in fighting against financial injustices committed by financial institutions, credit providers and banks.
About Us
Govender Law are a team of specialist attorneys with over 10 years of experience in fighting against financial injustices committed by financial institutions, credit providers and banks in the US, UK and South Africa. Banks around the world all apply the same model, which means we are well-equipped to stand up for your consumer rights and win the fight on your behalf.
Reckless Lending
The National Credit Act (NCA) requires credit providers to conduct an affordability assessment before granting any consumer credit. So, if your credit provider failed to perform a proper affordability assessment, the credit agreement you entered into is classified as reckless lending.
If you did not fully understand the risks, costs and obligations of the credit agreement before entering into it, you are a victim of reckless lending. Moreover, if you became over-indebted as a result of entering into a credit agreement, you have a strong case for reckless lending.
Govender Law will take immediate legal action on your behalf to have some or all of your debts declared as reckless. In so doing, we will arrange for your debts to be written off, so you don’t have to pay another cent towards reckless credit.